Clever Tips and Tricks Managing finances

Money is not everything-everything, but everything does not run smoothly without any money. Money from any source whether from work or self-employed still need managing well is not conceded by the lust for shopping, the lure of simplicity owes to the eye as well as inflation. So the prologue of the book "Intelligent and Ingenious Managing Money" Sri Khurniatun pens, RFA.
This is a book about financial mengulik comprehensively. Rare to find a book that explores personal finance books and financial business in one topic. This book is different and more diverse because it contains two parts, namely how to manage personal finances and how to manage business finances. As a result, this book becomes more "fisien" because it presents two quite in a book discussion.

The first part of the book, consists of five chapters, stripping of personal financial planning, ranging from the importance of financial planning for private and family up to a lack of awareness of citizens of Indonesia in formulating a financial plan, do not have a clear financial goals, time constraints, and have not mastered the science of managing finances well.

In the next chapter the author discusses tips on managing household finances, since the set financial goals, prepare a family budget, determine the income management system, the importance of emergency funds and insurance, to tips on building financial communication with your partner. In the next chapter, the authors convey a special discussion about managing finances for singles, overcoming personal debt. This section concludes with a discussion on tips for choosing an investment. Variety of investment product samples are also discussed thoroughly in the last chapter of the first part of this.

The second part of the book is more focused on financial management tips for small businesses that typically have not memilili financial records are neat, for example business money and personal money still mixed, and not have a standard accounting system. The discussion begins from venture capital to design, select the source of capital, know the types of lending rates and how to start a business with their own capital. In the next chapter also discussed the technical make bookkeeping, financial statements and calculate break-even titip / break even point (BEP). This chapter includes practical examples in table form a simple bookkeeping and calculations that can be followed easily. Uniquely, the book is also written tips on doing business with a way for the results.

"Intelligent and Ingenious Managing Money" quite reasonable as required reading for households, especially households of small businesses who still lay in managing finances but need instructions are simple and easily understood.

One more great book by Sri Khurniatun this RFA is, in addition to practical and simple, also includes examples of real cases in the form of question and answer so that makes it easier to digest.

Perhaps not excessive when Ahmad Gozali, Financial Planners Safir Senduk and Partners in praise of this book says, "Want ngatur household expenditure, increase revenue side, ngurusin personal debts or business, or increase business capital? This book all have a solution "

In summary, "Intelligent and Ingenious Managing Money" would make a great guide for those who want a life of personal and business finances are better planned, orderly and wise